CD's and IRA's

Certificates of Deposit

A certificates of deposit (CD) is an excellent way to grow your investment savings. The interest rate is determined at the time of purchase and is guaranteed over the stated term of the deposit certificate.

CD interest is compounded semi-annually or can be quarterly if your CD is a "special." We have terms of 91 days to 60 months with competitive rates. Contact one of our customer service representatives at any of our three locations to help you with a Farmers Savings Bank CD.

Account disclosures about Farmers Savings Bank certificate of deposit accounts provided upon request, before an account is opened or a service is provided–whichever is earlier.

Individual Retirement Accounts

An Individual Retirement Account (IRA) is a great way to save for retirement. Farmers Savings Bank can set up new IRA’s with annual contributions or assist with the rollover from a qualifying retirement account to an IRA. Our IRA's also offer flexible distribution options.

Account disclosures about Farmers Savings Bank individual retirement accounts provided upon request, before an account is opened or a service is provided–whichever is earlier.