It Sounds Too Good to Be True!

 It's an old adage, but it still applies today: 

If it sounds too good to be true:  it probably is!

Avoid offers that sounds too good to be true.  If someone promises 'opportunities' that are free or with surprisingly low costs or high returns, it is probably a scam. Be especially suspicious if someone pressures you into making a quick decision or to keep a transaction a secret.

BE SMART.  BE SECURE.