SECURITY TIPS:

If you receive calls, e-mails, or other communications claiming to be from the Treasury Department and offering COVID-19 related grants or stimulus payments in exchange for personal financial information, or an advance fee, or charge of any kind, including the purchase of gift cards, do not respond.  These are scams.  Please contact the FBI (a link is provided at home.treasury.gov) so that the scammers can be tracked and stopped.  

BE SAFE.  BE SECURE.

Tip provided by the U.S. Department of the Treasury

New Year,

New Financial Resolutions?

Commit to a Small-Purchase Match

Building your savings doesn't have to be difficult, but it does take commitment - and a plan.  There are many tools you can incorporate into your plan, but sometimes growing your savings

requires a little out-of-the box thinking.  One such method is the small-purchase match.  A small-purchase match involves calculating the amount you spend on certain small purchases and depositing that amount into your savings.  The idea is that every small amount adds up over time, and if you get in the habit of putting money away rather than spending it, you will quickly find yourself with a comfortable amount to rely on for emergencies.  Some small-purchase match strategies:

• Match your coffee fix
• Match your impulse buys
• Match your generosity

?Click here for more details.  And remember, at FSB we offer a variety of types of savings and checking accounts that will meet your needs.  So, contact us at 641-752-2525 and start that small-purchase match today!

Tips provided by the Iowa Bankers Association