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Home / Personal Banking / Checking Accounts

Checking Accounts

Farmers Savings Bank offers several types of checking accounts that are versatile enough to fit everyone’s lifestyle.  The following checking accounts are intended to be used for personal, family, or household purposes.  Contact a personal banker to help you in deciding which type of checking account is right for your needs.

Personal Checking

  • Minimum $100 to open
  • No maintenance fees if balance does not fall below $250 throughout the statement cycle
  • Debit card available
  • Account does not earn interest
  • Excessive debit fee if debits in excess of 25 per statement cycle if account balance falls below $250
  • Images provided with statement
  • Online Banking and E-Statements available

NOW Account

  • Minimum $500 to open
  • No maintenance fees if balance does not fall below $500 throughout the statement cycle
  • Debit card available
  • Interest-bearing account
  • Excessive debit fee if debits in excess of 25 per statement cycle if the account balance falls below $500
  • Images provided with statement
  • Online Banking and E-Statements available

FSB Select Checking

  • Minimum $100 to open, no minimum balance required, no monthly fees
  • No charge for first 15 ATM withdrawals per statement cycle
  • No canceled checks or images returned with statement
  • Account does not earn interest
  • Online Banking and E-Statements available

Money Market Account

  • Minimum $2,500 to open
  • Interest-bearing account if balance does not fall below $2,500
  • Limit of 6 transfers to another account or to third parties by preauthorized or by phone, with no more than 6 by check draft or similar order per statement cycle
  • No Debit cards allowed on this account
  • Excessive debit fee if debits in excess of 6 per statement cycle
  • Images provided with statement
  • Online Banking and E-Statements available

Senior Citizen Checking

  • Must be at least 55 years of age
  • Minimum $100 to open, no monthly fees
  • No minimum balance required
  • No limit of written checks per month
  • $10 discount on specialty wallet checks; $5 discount all others
  • Account does not earn interest
  • Debit Card available
  • Images provided with statement
  • Online Banking and E-Statements available

Special Checking (for Non-Profit Organizations)

  • Minimum $100 to open
  • Debit Card available (must be 18 years of age)
  • Maintenance fee if more than 6 debits per month
  • Excessive debit fee if debits in excess of 6 per statement cycle
  • Account does not earn interest
  • Images provided with statement
  • Online Banking and E-Statements available

Account disclosures about Farmers Savings Bank checking accounts provided upon request before an account is opened or a service is provided–whichever is earlier.