Real Estate Lending

When it comes to borrowing for your home, let the experts at Farmers Savings Bank guide you through the process.  We offer many loan products to fit your needs, as well as free pre-qualification for the loan program you choose.

We offer:

Real Estate Mortgage Loan
We provide real estate loans with both fixed and
adjustable rates to refinance or purchase a home.
 We offer competitive rates with quick, local decisions.

Home Equity Loan
We offer home equity loans with adjustable rate terms.  This type of loan is perfect to use the equity in your home for home improvements, to buy a vehicle, or to consolidate debt.

Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) is a revolving credit line which allows you to use the equity in your home to borrow funds and pay them back over and over without signing new documentation each time.

Construction Loan
Looking to build your dream home?  Contact our home loan expert to help tailor a construction loan to fit your building needs.

Helpful Links:
• Iowa Finance Authority (IFA)
• Fannie Mae—Buying a Home
• Fannie Mae—Resources
• Login to Iowa Bankers Mortgage Corporation

Want to calculate your monthly payment for your loan? Use our loan calculator.

Full disclosure of all information about Farmers Savings Bank loan accounts will be made by a bank representative at the time of opening an account.