Savings Accounts

Farmers Savings Bank has a wide variety of savings accounts to meet both your short and long-term savings goals.

Regular Savings
• Minimum $50 to open
• No maintenance fees if balance does not fall below $50 throughout the statement cycle
• No ATM/Debit Cards allowed with savings only (can be connected to savings if you have a checking account as well)
• Six debits allowed per statement cycle
• Excessive debit fee if debits in excess of 6 per statement cycle if balance is below $5,000
• Internet Banking and E-Statements available

FSB Plus Savings
• Minimum $10,000 to open
• Interest-bearing account if balance does not fall below $10,000
• Unlimited over-the-counter debits and transfers
• Six telephone transfers at no charge; $10 charge per transfer if transfers exceed six
• No checks allowed on this account
• Internet Banking and E-Statements available

Christmas Club Savings
• Minimum $50 to open
• Disbursed first Friday in November and deposited into checking or savings account
• No penalty for early withdrawal
• Internet Banking and E-Statements available

Full disclosure of all information about Farmers Savings Bank savings accounts will be made by a bank representative at the time of opening an account.

Helpful Links:
• U.S. Savings Bonds