Savings Accounts

Farmers Savings Bank has a wide variety of savings accounts to meet both your short and long-term savings goals.  Let us work with you to help you achieve your financial goals.  Contact a personal banker to help you in deciding which type of savings account is right for your needs.

Regular Savings

• Minimum $50 to open
• No maintenance fees if balance does not fall below $50 throughout the statement cycle
• No Debit Cards allowed with savings only (can be connected to savings if you have a checking account as well)
• Interest-bearing account
• Six debits allowed per statement cycle
• Excessive debit fee if debits in excess of 6 per statement cycle if balance falls below $5,000
• Internet Banking and E-Statements available

FSB Plus Savings

• Minimum $50 to open
• Interest-bearing account if balance does not fall below $10,000
• Excessive debit fee if debits or transfers in excess of 6 per statement cycle.
• No checks allowed on this account
• Internet Banking and E-Statements available

Christmas Club Savings

• Minimum $50 to open
• Disbursed first Friday in November and deposited into checking or savings account
• Interest-bearing account
• No penalty for early withdrawal
• Internet Banking and E-Statements available

Account disclosures about Farmers Savings Bank savings accounts provided upon request before an account is opened or a service is provided–whichever is earlier.