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Home / Personal Banking / Savings Accounts

Savings Accounts

Farmers Savings Bank has a wide variety of savings accounts to meet both your short and long-term savings goals.  Let us work with you to help you achieve your financial goals.  Contact a personal banker to help you in deciding which type of savings account is right for your needs.

Regular Savings

  • Minimum $50 to open
  • No maintenance fees if balance does not fall below $50 throughout the statement cycle
  • No Debit Cards allowed with savings only (can be connected to savings if you have a checking account as well)
  • Interest-bearing account
  • Six debits allowed per statement cycle
  • Excessive debit fee if debits in excess of 6 per statement cycle if balance falls below $5,000
  • Internet Banking and E-Statements available

FSB Plus Savings

  • Minimum $50 to open
  • Interest-bearing account if balance does not fall below $10,000
  • Excessive debit fee if debits or transfers in excess of 6 per statement cycle.
  • No checks allowed on this account
  • Internet Banking and E-Statements available

Christmas Club Savings

  • Minimum $50 to open
  • Disbursed first Friday in November and deposited into checking or savings account
  • Interest-bearing account
  • No penalty for early withdrawal
  • Internet Banking and E-Statements available

Account disclosures about Farmers Savings Bank savings accounts provided upon request before an account is opened or a service is provided–whichever is earlier.